Home, Contents & Motor Insurance

Collectors

The Policy

Collectors Insurance, this includes insurance of stamps, coins and banknotes, medals, cigarette and phone cards, antiquarian books, maps and prints, mineral specimens and almost anything of a similar nature. Stamp insurance includes covers, envelopes, postcards, albums, philatelic literature, stamp boxes and cases, and other items of postal history or philatelic interest.

"All Risks" Insurance Cover for Collectors

Extensive coverage is provided by this policy devised by Wardrop & Co. Ltd. in conjunction with, and underwritten by, CHUBB European Group SE, London.

The Certificate provides cover against all risks of physical loss, destruction or damage to the collection and other philatelic material whilst anywhere in the United Kingdom, including Exhibitions and exchange clubs and whilst accompanying the Insured or his representative on any journey in the United Kingdom or sendings within the UK by post or by rail, carrier or other means.

Cover may be extended to include overseas exhibitions or transits at an additional premium.

The standard Certificate restricts cover away from the main location and in transit to £15,000, however, this limit may be increased upon request.

Collectors Policy Wording
Collectors IPID pdf

Proposal Form

Collectors Form

Name

First Name

Last Name

Address

Address 1

Address 2

City

State/Province

Zip/Postal Code

Country

Phone

Occupation

Date of Birth

Is the collection kept at the above address?

If no, please state address where it is kept:

Cover Required

Total Sum at the above address (£)

Total Sum in Bank Vault (Only) (£)

Total Sum Normally Bank (£)

Bank vault, with a limit of 30 days out of the vault in a year

Total Sum Anywhere Country of Residence (£)

if not UK

Total Sum Worldwide Cover

Value of top item (£)

An individual stamp, block, pane, cover or postal history item. Having a market value of £2,500 or more will only be covered under this policy if seperately listed on the Schedule of Specified Items.

List items worth £2,500 or more

Collection Value Details

Has the collection been professionally valued ?

If "yes", by whom, and date of last valuation.

Date

YYYY

If "No" on what basis was the value of the collection determined?

Is a complete record of collection maintained?

If "No" please state how exact amount of loss would be calculated?

Location Details - Is the address at which the collection is kept:

Self-contained and exclusively under your sole control ?:

Built of brick, stone or concrete and roofed with slate, tiles, metal, asbestos or concrete?

Are all external doors fitted with deadlocks to BS3621?

If NO or you are in doubt please give details of makes and types of locks fitted:

Are all accessible windows fitted with window locks having removable keys ?

Do you have a burglar alarm?

Is the collection kept in a safe, locked cabinet or fire-proof cabinet ?

If YES, please provide details

If "Yes", please state maximum amount NOT kept in safe, if applicable (£)

If NO, please provide details of where it is stored

Do you have any other forms of protection, i.e CCTV, Electronic Gates, Smoke Alarms etc. If YES, please provide details.

Insurance History

Have you sustained a loss for any of the risks now to be insured against?

Is the collection presently insured ?

If "Yes"please state name of insurer:

Have you ever had your insurance cancelled?

Have you ever had your renewal refused?

Have you ever had your premium increased?

Has your insurance ever been revised with addition Terms & Increased rates?

On what date is this insurance to commence?

YYYY

DECLARATION: To the best of my knowledge and belief the sums insured above represent the full value of the property to be insured. The information provided in connection with this proposal application, whether in my hand or not, is true and I have not withheld any material facts. I understand that non-disclosure or misrepresentation will entitle the insurers to void the insurance. I understand that the signing of the proposal/ application does not bind me to complete the insurance but agree that should a contract of insurance be concluded, this proposal/application and the statements made therein shall form the basis of the contract.

I agree to the above declaration:

Date